#privatemortgages Instagram Photos & Videos

privatemortgages Pikdo

The total number of posts up to now is 1,476 with the privatemortgages hashtag.

Hashtag Popularity

0.6
average comments
23.3
average likes

Latest #privatemortgages Posts

  • Ethel M Lariviere, MBI is an Independently Owned & Operated Licensed Commercial & Residential Mortgage Broker with Dominion Lending Centres - A Better Way. As a Mortgage Broker Ethel is dedicated in assisting clients in making responsible informed decisions by providing unbiased guidance and expert industry and market knowledge. She has over 19 years of combined commercial, retail banking, and residential mortgage lending experience.
She is passionate in providing innovative lending and mortgage solutions tailored to each individual’s specific unique needs. Before becoming a Mortgage Broker Ethel was a Commercial Account Manager and she embraces entrepreneurship, small business and the keen ability to look out of the box as no two businesses or individuals are alike. A Better Way is a top Dominion Lending Centres franchise brokerage with more than 80 Mortgage Brokers serving Alberta, British Columbia, and Ontario.
Ethel is a service-oriented, relationship-oriented, mortgage professional that is ready to advise you - from start to finish whether you are looking to buy, build, renew, refinance or simply want an unbiased second opinion.
Call or email Ethel to book an appointment for a virtual meeting: 778-347-7799 or ethellariviere@dominionlending.ca 
Apply for a mortgage online in the comfort & safety of your home: https://ethel-m-lariviere.mtg-app.com

Ethel M Lariviere, MBI
Licensed Mortgage Broker
Dominion Lending Centres - A Better Way
Website: www.ethellariviere.com
Email: ethellariviere@dominionlending.ca
Phone: 778-347-7799 Fax: 604-287-7798
Independently Owned & Operated
#mortgage #mortgagebroker #dlc #abetterway #residential #commercial #yourbrokeryourchoice #ethellariviere #bc #fraservalley #okanagan #lowermainland #refinance #heloc  #equitytakeout #reversemortgages #bmortgages #privatemortgages #firsttimehomebuyers #construction
  • Ethel M Lariviere, MBI is an Independently Owned & Operated Licensed Commercial & Residential Mortgage Broker with Dominion Lending Centres - A Better Way. As a Mortgage Broker Ethel is dedicated in assisting clients in making responsible informed decisions by providing unbiased guidance and expert industry and market knowledge. She has over 19 years of combined commercial, retail banking, and residential mortgage lending experience.
    She is passionate in providing innovative lending and mortgage solutions tailored to each individual’s specific unique needs. Before becoming a Mortgage Broker Ethel was a Commercial Account Manager and she embraces entrepreneurship, small business and the keen ability to look out of the box as no two businesses or individuals are alike. A Better Way is a top Dominion Lending Centres franchise brokerage with more than 80 Mortgage Brokers serving Alberta, British Columbia, and Ontario.
    Ethel is a service-oriented, relationship-oriented, mortgage professional that is ready to advise you - from start to finish whether you are looking to buy, build, renew, refinance or simply want an unbiased second opinion.
    Call or email Ethel to book an appointment for a virtual meeting: 778-347-7799 or ethellariviere@dominionlending.ca
    Apply for a mortgage online in the comfort & safety of your home: https://ethel-m-lariviere.mtg-app.com

    Ethel M Lariviere, MBI
    Licensed Mortgage Broker
    Dominion Lending Centres - A Better Way
    Website: www.ethellariviere.com
    Email: ethellariviere@dominionlending.ca
    Phone: 778-347-7799 Fax: 604-287-7798
    Independently Owned & Operated
    #mortgage #mortgagebroker #dlc #abetterway #residential #commercial #yourbrokeryourchoice #ethellariviere #bc #fraservalley #okanagan #lowermainland #refinance #heloc #equitytakeout #reversemortgages #bmortgages #privatemortgages #firsttimehomebuyers #construction

  •  4  0  27 May, 2020
  • #ForeignLanguageOrNot?

What do you hear when a mortgage broker, real estate agent or real estate lawyer tries to relay some important information to you?

On occasion we will attempt to breakdown some of the terms you hear based on the questions we receive in our inbox and comment sections. 
Phrase of the day: Loan to value ratio.

Anyone who has attempted to dive into the real estate world to buy or invest in #privatemortgages may have heard professionals say things like: "you need to have 10% down payment" or "the bank only approves 80% mortgage and you will need to bring 20% for the rest of your closing"

10%/80% of what? - of your purchase price.

What does this have to do with "loan to value ratio"? Commonly referred to as LTV, loan to value ratio simply means: the loan the #Lender gives to you (80%) of the value of your house.

Knowing what this means is essential for #firsttimehomebuyers
and intending mortgage investors A. K. A #privatelenders

Are you thinking of buying a home soon? Let us know what your questions are in the comment section or in our DMs.

#CongratulationsForReadingThisFar 😅

#RealEstateTerms #RealEstateMatters #realestateglobal #realestatecanada🇨🇦 #RealEstateOntario #realestateteam #MortgageLawyer #realestatelawyer #mortgagelending #homedecor #investing #money #putyourmoneywhereyourhouseis #primelending #businesslending
  • #ForeignLanguageOrNot?

    What do you hear when a mortgage broker, real estate agent or real estate lawyer tries to relay some important information to you?

    On occasion we will attempt to breakdown some of the terms you hear based on the questions we receive in our inbox and comment sections.
    Phrase of the day: Loan to value ratio.

    Anyone who has attempted to dive into the real estate world to buy or invest in #privatemortgages may have heard professionals say things like: "you need to have 10% down payment" or "the bank only approves 80% mortgage and you will need to bring 20% for the rest of your closing"

    10%/80% of what? - of your purchase price.

    What does this have to do with "loan to value ratio"? Commonly referred to as LTV, loan to value ratio simply means: the loan the #Lender gives to you (80%) of the value of your house.

    Knowing what this means is essential for #firsttimehomebuyers
    and intending mortgage investors A. K. A #privatelenders

    Are you thinking of buying a home soon? Let us know what your questions are in the comment section or in our DMs.

    #CongratulationsForReadingThisFar 😅

    #RealEstateTerms #RealEstateMatters #realestateglobal #realestatecanada🇨🇦 #RealEstateOntario #realestateteam #MortgageLawyer #realestatelawyer #mortgagelending #homedecor #investing #money #putyourmoneywhereyourhouseis #primelending #businesslending

  •  18  3  23 May, 2020
  • The mortgage qualifying stress test has been reduced to 4.94%! Whether you are looking to purchase or refinance your affordability has increased!

Did you know you can complete your new mortgage remotely?

We have the tools and systems in place to walk you through any mortgage transaction virtually.

It all starts with a call to your 
#mortgageagent !

We are more flexible than the banks and we are open 24/7
Our lenders are operating at full speed 
Call or message today to discuss any mortgage options or questions you may have.
We are here to help 416-817-0103 
Tailored Mortgage advice without leaving your home!

#purchase
#refinance
#renewal
#equityloans
#privatemortgages
#reversemortgages
#realestate 
#Lazarmortgages #mortgageoptions #mortgagetips #mortgagefinancing #mortgageapproved #mortgageapp
  • The mortgage qualifying stress test has been reduced to 4.94%! Whether you are looking to purchase or refinance your affordability has increased!

    Did you know you can complete your new mortgage remotely?

    We have the tools and systems in place to walk you through any mortgage transaction virtually.

    It all starts with a call to your
    #mortgageagent !

    We are more flexible than the banks and we are open 24/7
    Our lenders are operating at full speed
    Call or message today to discuss any mortgage options or questions you may have.
    We are here to help 416-817-0103
    Tailored Mortgage advice without leaving your home!

    #purchase
    #refinance
    #renewal
    #equityloans
    #privatemortgages
    #reversemortgages
    #realestate
    #Lazarmortgages #mortgageoptions #mortgagetips #mortgagefinancing #mortgageapproved #mortgageapp

  •  3  0  22 May, 2020
  • “How can you clean windows without soap and ladders?” (Part One) A filtration system that removes absolutely all particles (that’s what the 0.00 parts per million TDS means -Zero Total Dissolved Solids) from the water. But the electrically charged Ions (think static electricity, balloons sticking to your hair when you were a kid, socks in the dryer static cling etc) are also neutralized. So what? See the next post.....
.
.
.
.
.
.
.
.
.

#ancasterwindowcleaning #dundaswindowcleaning #parisontariowindowcleaning #brantfordwindowcleaning #woodstockwindowcleaning #cambridgewindowcleaning
#waterfedpole #volkswagen #vwtdi #turbodiesel #2015GolfSportwagen #flagshipstorecleaning #luxurycleaning #professionalwindowcleaning #homestars
#propertymanager #propertymanagement #facilitiesmanager #maintenanceprogram #ancasterpropertydevelopment #houseflipper #privatemortgages #privatelending #realtor #topproducer
  • “How can you clean windows without soap and ladders?” (Part One) A filtration system that removes absolutely all particles (that’s what the 0.00 parts per million TDS means -Zero Total Dissolved Solids) from the water. But the electrically charged Ions (think static electricity, balloons sticking to your hair when you were a kid, socks in the dryer static cling etc) are also neutralized. So what? See the next post.....
    .
    .
    .
    .
    .
    .
    .
    .
    .

    #ancasterwindowcleaning #dundaswindowcleaning #parisontariowindowcleaning #brantfordwindowcleaning #woodstockwindowcleaning #cambridgewindowcleaning
    #waterfedpole #volkswagen #vwtdi #turbodiesel #2015GolfSportwagen #flagshipstorecleaning #luxurycleaning #professionalwindowcleaning #homestars
    #propertymanager #propertymanagement #facilitiesmanager #maintenanceprogram #ancasterpropertydevelopment #houseflipper #privatemortgages #privatelending #realtor #topproducer

  •  13  1  22 May, 2020
  • Did you know you can complete your new mortgage remotely?

We have the tools and systems in place to walk you through any mortgage transaction virtually.

It all starts with a call to your 
#mortgageagent !

Unlike the banks we are open 24/7 
Our lenders are operating at full speed 
Call or message today to discuss any mortgage options or questions you may have.
We are here to help 416-817-0103 
Tailored Mortgage advice without leaving your home!

#purchase
#refinance
#renewal
#equityloans
#privatemortgages
#reversemortgages
#realestate 
#Lazarmortgages #mortgageoptions #mortgagetips #mortgagefinancing #mortgageapproved #mortgageapp
  • Did you know you can complete your new mortgage remotely?

    We have the tools and systems in place to walk you through any mortgage transaction virtually.

    It all starts with a call to your
    #mortgageagent !

    Unlike the banks we are open 24/7
    Our lenders are operating at full speed
    Call or message today to discuss any mortgage options or questions you may have.
    We are here to help 416-817-0103
    Tailored Mortgage advice without leaving your home!

    #purchase
    #refinance
    #renewal
    #equityloans
    #privatemortgages
    #reversemortgages
    #realestate
    #Lazarmortgages #mortgageoptions #mortgagetips #mortgagefinancing #mortgageapproved #mortgageapp

  •  6  0  21 May, 2020
  • Becoming a new homeowner? - Get the⁠
best mortgage advice, purchase a home with little to no money down. Make your next move by contacting our team.⁠
#wealthy #entrepreneurgoals #mortgages #mortgagebroker⁠
#mortgagerates #wealthymindset #wealthyhealth #crediteducation #moneymoney #moneytalks #homebuyers⁠
#wealthcreation #investing101 #investinginrealestate⁠
#realestatetips #realestateinvestors #realestatestyle⁠
#mortgagespecialist #mortgagetips #realestateinvesting⁠
#realestatenews #realestategoals #entrepreneur101⁠
#mortgageloans #moneymakers #mortgagebrokers⁠
#homebuying101 #entrepreneurminds #debtconsolidation⁠
#privatemortgages
  • Becoming a new homeowner? - Get the⁠
    best mortgage advice, purchase a home with little to no money down. Make your next move by contacting our team.⁠
    #wealthy #entrepreneurgoals #mortgages #mortgagebroker
    #mortgagerates #wealthymindset #wealthyhealth #crediteducation #moneymoney #moneytalks #homebuyers⁠
    #wealthcreation #investing101 #investinginrealestate⁠
    #realestatetips #realestateinvestors #realestatestyle⁠
    #mortgagespecialist #mortgagetips #realestateinvesting⁠
    #realestatenews #realestategoals #entrepreneur101⁠
    #mortgageloans #moneymakers #mortgagebrokers⁠
    #homebuying101 #entrepreneurminds #debtconsolidation⁠
    #privatemortgages

  •  10  0  21 May, 2020
  • Thinking of a Second Mortgage? - Looking to Invest in Property? Trust us to advise you on your new mortgage investment every step of the way.⁠
#wealthy #entrepreneurgoals #mortgages #mortgagebroker⁠
#mortgagerates #wealthymindset #wealthyhealth #crediteducation #moneymoney #moneytalks #homebuyers⁠
#wealthcreation #investing101 #investinginrealestate⁠
#realestatetips #realestateinvestors #realestatestyle⁠
#mortgagespecialist #mortgagetips #realestateinvesting⁠
#realestatenews #realestategoals #entrepreneur101⁠
#mortgageloans #moneymakers #mortgagebrokers⁠
#homebuying101 #entrepreneurminds #debtconsolidation⁠
#privatemortgages
  • Thinking of a Second Mortgage? - Looking to Invest in Property? Trust us to advise you on your new mortgage investment every step of the way.⁠
    #wealthy #entrepreneurgoals #mortgages #mortgagebroker
    #mortgagerates #wealthymindset #wealthyhealth #crediteducation #moneymoney #moneytalks #homebuyers⁠
    #wealthcreation #investing101 #investinginrealestate⁠
    #realestatetips #realestateinvestors #realestatestyle⁠
    #mortgagespecialist #mortgagetips #realestateinvesting⁠
    #realestatenews #realestategoals #entrepreneur101⁠
    #mortgageloans #moneymakers #mortgagebrokers⁠
    #homebuying101 #entrepreneurminds #debtconsolidation⁠
    #privatemortgages

  •  9  0  18 May, 2020
  • LazarMortgages has access to the most competitive rates in the market as well as an extensive network of financial institutions. 
Furthermore we don't work for any one lender, we work for you!

We do however negotiate with them on your behalf to get you the best mortgage and rates available OAC!
‐----‐--------------------------------------------------------------------- Need a new mortgage to reduce stress and free up monthly cash flow?

Need a pre-approval for house hunting?

It all starts with your #mortgageagent 
Did you know we can complete your entire mortgage virtually?

We have the tools and systems in place to walk through the entire mortgage process. 
Take advantage of historically low interest rates.

Elevate your mortgage options here!

Contact us today!

Call direct: 416-817-0103
Email: lazarmortgages@gmail.com
Apply online @ Lazarmortgages.ca

#mortgage #mortgagebroker #mortgageapproved #mortgageapp #mortgageoptions #realestate #refinance #equityloans #privatemortgages #reversemortgages #happiness
  • LazarMortgages has access to the most competitive rates in the market as well as an extensive network of financial institutions.
    Furthermore we don't work for any one lender, we work for you!

    We do however negotiate with them on your behalf to get you the best mortgage and rates available OAC!
    ‐----‐--------------------------------------------------------------------- Need a new mortgage to reduce stress and free up monthly cash flow?

    Need a pre-approval for house hunting?

    It all starts with your #mortgageagent
    Did you know we can complete your entire mortgage virtually?

    We have the tools and systems in place to walk through the entire mortgage process.
    Take advantage of historically low interest rates.

    Elevate your mortgage options here!

    Contact us today!

    Call direct: 416-817-0103
    Email: lazarmortgages@gmail.com
    Apply online @ Lazarmortgages.ca

    #mortgage #mortgagebroker #mortgageapproved #mortgageapp #mortgageoptions #realestate #refinance #equityloans #privatemortgages #reversemortgages #happiness

  •  4  0  13 May, 2020
  • It’s time for a “Mortgage Check Up”
—-
Now that you’ve been home for the past ohhhh 8 weeks or so, now maybe a great time to look into your terms & conditions and rates of your existing mortgage.
—-
Rates are low.... maybe it makes financial sense to make some changes.
—-
If you need advice or help navigating through all the different options like fixed, variable, should I break my current term or leave it as it!  Denise is here to help!
—-
With over 20 years of banking experience, you’re in the good hands!
—-
Contact her at 416-629-5363
—- —-
#privatemortgages #privatelending #sometimesitsthelastchance #mortgages #mortgageinthecity #getabettermortgage #mortgagecentre #gtamortgages #mississaugamortgagebroker #bramptonmortgages #miltonmortgages #oakvillemortgages #renovation #renovationloan #mortgage #mortgagebroker #mississaugamortgage #mississaugabroker #GTAmortgagebroker #firsttimehomebuyer #firsttimehomebuyers #refinance 
#realestate #realtors #kwmississauga #rlpsignature #remax #remaxprofessionals #ipro
  • It’s time for a “Mortgage Check Up”
    —-
    Now that you’ve been home for the past ohhhh 8 weeks or so, now maybe a great time to look into your terms & conditions and rates of your existing mortgage.
    —-
    Rates are low.... maybe it makes financial sense to make some changes.
    —-
    If you need advice or help navigating through all the different options like fixed, variable, should I break my current term or leave it as it! Denise is here to help!
    —-
    With over 20 years of banking experience, you’re in the good hands!
    —-
    Contact her at 416-629-5363
    —- —-
    #privatemortgages #privatelending #sometimesitsthelastchance #mortgages #mortgageinthecity #getabettermortgage #mortgagecentre #gtamortgages #mississaugamortgagebroker #bramptonmortgages #miltonmortgages #oakvillemortgages #renovation #renovationloan #mortgage #mortgagebroker #mississaugamortgage #mississaugabroker #GTAmortgagebroker #firsttimehomebuyer #firsttimehomebuyers #refinance
    #realestate #realtors #kwmississauga #rlpsignature #remax #remaxprofessionals #ipro

  •  17  0  13 May, 2020

Top #privatemortgages Posts

  • It was a great year partner👫🙌🏼🙌🏼
  • It was a great year partner👫🙌🏼🙌🏼

  •  148  5  17 December, 2018
  • Having trouble finding a mortgage?
Bad Credit?
No Credit?
Self Employed?
New to the Country?

Whether you need funds to purchase a home, consolidate debt or cashing out of your current home equity, We can help.

Approvals based primarily on equity, not income or credit.
No debt servicing or credit score requirements.
Interest Only payments option Available. 
MORTGAGE APPROVALS FOR : ✦1st, 2nd & 3rd mortgages private
✦Refinance and Equity Take Outs
✦Construction Mortgages
✦Debt Consolidations
✦Renovations
✦2nd home Mortgage
✦Self Employed Mortgage
✦Pay off Income Tax Arrears/Property Tax
✦Stop Foreclosure
✦Pay off Judgments, Garnishments and Liens
✦Bridge Financing

We will get around those. Whatever your situation may be, let us help you.

#privateequity #privateloan #privatemoney #privatemortgages #stayhome
  • Having trouble finding a mortgage?
    Bad Credit?
    No Credit?
    Self Employed?
    New to the Country?

    Whether you need funds to purchase a home, consolidate debt or cashing out of your current home equity, We can help.

    Approvals based primarily on equity, not income or credit.
    No debt servicing or credit score requirements.
    Interest Only payments option Available.
    MORTGAGE APPROVALS FOR : ✦1st, 2nd & 3rd mortgages private
    ✦Refinance and Equity Take Outs
    ✦Construction Mortgages
    ✦Debt Consolidations
    ✦Renovations
    ✦2nd home Mortgage
    ✦Self Employed Mortgage
    ✦Pay off Income Tax Arrears/Property Tax
    ✦Stop Foreclosure
    ✦Pay off Judgments, Garnishments and Liens
    ✦Bridge Financing

    We will get around those. Whatever your situation may be, let us help you.

    #privateequity #privateloan #privatemoney #privatemortgages #stayhome

  •  189  3  21 April, 2020
  • I’m super thankful we snuck a California trip in before all the potential mayhem...
.
Super thankful that we invest mostly in mortgages and real estate with a smaller position in the markets! My money in the markets is #funmoney .
I’m thankful that I’ve been reading a lot about recessions lately and feel (somewhat) prepared to take advantage of opportunities that might come up. #workinprogress
.
I’m thankful I took the leap out of eCommerce and into private lending, real estate development and investing.
.
I’m thankful that @kelseyramsden called me out many years ago about needing to be a better strategic planner... (blind spot) and that I’ve 10x or 100x’d in this capacity. 🚀 I think I’ve become 1% most proactive people hahha
.
I’m thankful that I’m surrounded by smart people who see things differently than I do that share their opinions. #learning #growth
.
Feeling super thankful starting this week! .
#gratitude #thankful #privatelending #invesor #realestateinvesting #privatemortgages
  • I’m super thankful we snuck a California trip in before all the potential mayhem...
    .
    Super thankful that we invest mostly in mortgages and real estate with a smaller position in the markets! My money in the markets is #funmoney .
    I’m thankful that I’ve been reading a lot about recessions lately and feel (somewhat) prepared to take advantage of opportunities that might come up. #workinprogress
    .
    I’m thankful I took the leap out of eCommerce and into private lending, real estate development and investing.
    .
    I’m thankful that @kelseyramsden called me out many years ago about needing to be a better strategic planner... (blind spot) and that I’ve 10x or 100x’d in this capacity. 🚀 I think I’ve become 1% most proactive people hahha
    .
    I’m thankful that I’m surrounded by smart people who see things differently than I do that share their opinions. #learning #growth
    .
    Feeling super thankful starting this week! .
    #gratitude #thankful #privatelending #invesor #realestateinvesting #privatemortgages

  •  81  7  2 March, 2020
  • Being conscious of your every decision and choice is the key to success in life and if 2020 is going to be your year, YOU are going to have to be totally aware of your thoughts, feelings and actions. 100% of the time! -@before5am⁠
⁠
⁠
⁠
⁠
⁠
⁠
⁠
⁠
⁠
⁠
⁠
#Progress #NoExcuses #GetItDone #PowerOfNow #Focus #Inspiration #Motivation #NewYear #DreamBig #WorkHard #WorkSmart #Hustle #ChangeIsGood #Networking #2020 #Like #FollowMe #InvestInYourself #Create #Opportunity ⁠
#Business #Mortgages #MortgageBroker #Financing #RealEstate #PrivateMortgages #Toronto #Pickering #Markham #TorontoRealEstate ⁠
⁠
⁠
  • Being conscious of your every decision and choice is the key to success in life and if 2020 is going to be your year, YOU are going to have to be totally aware of your thoughts, feelings and actions. 100% of the time! -@before5am











    #Progress #NoExcuses #GetItDone #PowerOfNow #Focus #Inspiration #Motivation #NewYear #DreamBig #WorkHard #WorkSmart #Hustle #ChangeIsGood #Networking #2020 #Like #FollowMe #InvestInYourself #Create #Opportunity ⁠
    #Business #Mortgages #MortgageBroker #Financing #RealEstate #PrivateMortgages #Toronto #Pickering #Markham #TorontoRealEstate ⁠

  •  28  1  5 January, 2020
  • Having trouble finding a mortgage?
Bad Credit?
No Credit?
Self Employed?
New to the Country?

Whether you need funds to purchase a home, consolidate debt or cashing out of your current home equity, We can help.

Approvals based primarily on equity, not income or credit.
No debt servicing or credit score requirements.
Interest Only payments option Available. 
MORTGAGE APPROVALS FOR : ✦1st, 2nd & 3rd mortgages private
✦Refinance and Equity Take Outs
✦Construction Mortgages
✦Debt Consolidations
✦Renovations
✦2nd home Mortgage
✦Self Employed Mortgage
✦Pay off Income Tax Arrears/Property Tax
✦Stop Foreclosure
✦Pay off Judgments, Garnishments and Liens
✦Bridge Financing

We will get around those. Whatever your situation may be, let us help you.

#privateequity #privateloan #privatemoney #privatemortgages
  • Having trouble finding a mortgage?
    Bad Credit?
    No Credit?
    Self Employed?
    New to the Country?

    Whether you need funds to purchase a home, consolidate debt or cashing out of your current home equity, We can help.

    Approvals based primarily on equity, not income or credit.
    No debt servicing or credit score requirements.
    Interest Only payments option Available.
    MORTGAGE APPROVALS FOR : ✦1st, 2nd & 3rd mortgages private
    ✦Refinance and Equity Take Outs
    ✦Construction Mortgages
    ✦Debt Consolidations
    ✦Renovations
    ✦2nd home Mortgage
    ✦Self Employed Mortgage
    ✦Pay off Income Tax Arrears/Property Tax
    ✦Stop Foreclosure
    ✦Pay off Judgments, Garnishments and Liens
    ✦Bridge Financing

    We will get around those. Whatever your situation may be, let us help you.

    #privateequity #privateloan #privatemoney #privatemortgages

  •  142  2  24 March, 2020